My dad ran a restaurant in the San Gabriel Valley for 20 years. When he tried to buy a house, the bank looked at his tax return and said no.
I became a broker in 2014 to fix that. Most of my clients are freelancers, business owners, creators and investors whose real income doesn't fit on a W-2.
I live in Culver City, and I still personally review every bank statement and rent roll that comes in.
I qualify you on what you earn, not what your write-offs leave behind.
Non-QM loans cost more than conventional. I'll tell you when a cheaper option fits.
Clear document lists and fast pre-approvals so your offers stay competitive.
You can look up my license anytime on NMLS Consumer Access.
Off the clock I mentor first-time founders at a Culver City co-working space.
A 15-minute call or the quiz. I learn how you earn, not just what you file.
Upload 12–24 months of bank statements once. You get a letter you can shop with.
I compare bank statement, DSCR and conventional options side by side.
I handle the lender, appraisal and paperwork. You get the keys.
“Sample review — replace with a real one. Two banks said my income was too low. Brian used my business statements and got us approved.”
“Sample review — replace with a real one. Closed my second rental in my LLC without showing a single tax return.”
“Sample review — replace with a real one. Pulled equity for my studio build-out. Brian laid out three options in plain English.”
Two minutes, no tax returns, no credit check.
See If I QualifyOr call or text (310) 555-0177